Agreement Details:

All Seasons Resort Lodging will provide repayment to the primary guest the amount paid as a lodging expense, based on the cancellation, interruption, or delay of the trip due to Covered Events. The primary guest will be held harmless from any liability due to Unintentional Damage to the rented unit in which the primary guest is staying.

TRIP CANCELLATION / INTERRUPTION / DELAY- Covered Events

1. Injury, sickness, or death of you, a family member, or traveling companion; or
2. Other Covered Events

Injury or sickness must: 1) for pre-departure trip cancellation, commence while this policy is in force for you, or for post-departure trip interruption or delay, commence while on your trip; 2) require the care and attendance of a physician at the time of occurrence; and 3) in the written opinion of the treating physician, be so disabling as to cause a trip to be canceled, interrupted or delayed.

Other Covered Events means the following unforeseeable events or their consequences while coverage is in force under this agreement:

1. Air Carrier delays or cancellations resulting form bad weather, mechanical breakdown or organized labor strikes that affect public transportation.
2. A change in plans by you, a family member traveling with you, or traveling companion, resulting from one of the following events:
   1. Being directly involved in a documented traffic accident while en route to departure;
   2. Being required to serve on a jury or required by a court order to appear as a witness in a legal action;
   3. Having a residence made uninhabitable by fire, flood, volcano, earthquake, hurricane or other natural disaster;
   4. Being called into active military service to provide aid or relief in the event of a natural disaster;
   5. A documented theft of passports or visas;
   6. A Terrorist act which occurs in your departure city or in a city which is a scheduled destination for your trip, and/or the government raising the terrorist threat level to Code Red, provided either occurs within 30 days of the scheduled departure date of your trip.

Late arrivals and early departures due to Covered Events will receive repayment only for the dates the guests were unable to utilize the lodging property.

Specific Events / Items Not Covered:

• Any unforeseeable sickness, death or injury resulting from intentionally inflicted harm; normal pregnancy or childbirth; participation in professional sports events; motor sports racing or practicing; mountain climbing; acts of war; military duty; operation or learning to operate an aircraft; hot air ballooning (or similar air-supported activity); any unlawful acts; civil disorder; nuclear radiation; mental, psychological or nervous disorders; alcohol or substance abuse.
• Financial circumstances of the primary guest, family member, or traveling companion of the primary guest.
• Any contractual or business obligations of primary guest, family member, or traveling companion of the primary guest.

UNITENTIONAL DAMAGE TO UNIT:

What’s Covered:

1. Unintentional damage to property including wall coverings, floor coverings, fixtures, and appliances.
2. Damage resulting from defects in property

What’s Not Covered:

1. Any damage resulting from smoking or from a gathering at the rented property that exceeds the allowed number of guests.
2. Any damage that can reasonably be construed to be intentional or malicious.
3. Any damage to any items that are not contained in and part of the rented property.

FEE: 7% of gross lodging cost, including sales tax. The fee is included as part of the lodging agreement and is charged as a fee unless specifically declined by the primary guest at the time of reservation confirmation. The protection plan cannot be purchased after payment in full has been made and is non-refundable once purchased.

EFFECTIVE DATE: the date the fee is received by All Seasons Resort Lodging. No coverage is in force unless payment has been made for this plan.